Think Different

                                                            Generated by meta ai As of late 2022 to mid-2023 data, India had an outstanding home loan (a common form of mortgage) portfolio valued at approximately ₹22.4 lakh crore (about USD 270 billion). The share of housing loans in total bank loans had risen to 14.2% by March 2023. Key Statistics on Indian Mortgage Loans Total Outstanding Value: The outstanding home loan portfolio was around ₹22.4 lakh crore at the end of the Financial Year 2021 (FY21), and the market has shown consistent growth since then. Number of Loans: In 2022 alone, 34 lakh (3.4 million) new home loans were disbursed. It's estimated that only about 10% of Indian households live in owned homes, with a significant potential for market growth. Market Growth: The Indian home loan market grew at a CAGR of 32% betwee...

                                                                        generated by meta.ai Here’s the quick, practical list — the stuff people actually watch to sense a crash before it hits. No guarantees, but these are the common warning lights: • Market Breadth Collapse Fewer stocks making new highs while many quietly start making new lows. (Think: the “engine” is losing power even if the car is still moving.) • Volatility Index (VIX) Spikes A sudden and persistent rise in the VIX usually signals fear building up. • Yield Curve Inversion When short-term rates become higher than long-term rates — a classic recession/correction predictor. • Credit Spreads Widening Corporate bond yields rising faster than government bonds → stress in the system. • Moving Average Crossovers Price falls below the 200-day...